:root {
  --font: "Mako", -apple-system, BlinkMacSystemFont, "Marmelad",
          "Segoe UI", "Marmelad", Helvetica, Arial, sans-serif;

  
  --bg: #ffffff;
  --bg-alt: #F5F7F8;
  --surface: #ffffff;
  --surface-2: #fbfbfd;
  --text: #0a0a0f;
  --text-soft: #51525c;
  --text-mute: #86868b;
  --border: rgba(0, 0, 0, 0.08);
  --border-strong: rgba(0, 0, 0, 0.14);

  --brand: #2FD0FF;
  --brand-2: #3C6CFF;
  --brand-ink: #1B97C2;
  --accent: #00D63D;
  --grad: linear-gradient(120deg, #2FD0FF 0%, #3C6CFF 55%, #3C8DFF 100%);
  --grad-soft: linear-gradient(120deg, rgba(47,208,255,.12), rgba(60,141,255,.12));

  --shadow-sm: 0 1px 3px rgba(10,20,30, 0.06), 0 1px 2px rgba(10,20,30, 0.04);
  --shadow-md: 0 10px 30px rgba(20,39,60, 0.08), 0 2px 8px rgba(20,39,60, 0.05);
  --shadow-lg: 0 30px 70px rgba(20,39,60, 0.14), 0 8px 24px rgba(20,39,60, 0.08);
  --shadow-glow: 0 18px 50px rgba(47,208,255, 0.32);

  --radius: 14px;
  --radius-lg: 22px;
  --radius-xl: 30px;
  --maxw: 1180px;

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
}

[data-theme="dark"] {
  --bg: #0a0a0f;
  --bg-alt: #101418;
  --surface: #14181D;
  --surface-2: #1A1F25;
  --text: #F4F5F7;
  --text-soft: #b6b7c2;
  --text-mute: #80818f;
  --border: rgba(255, 255, 255, 0.09);
  --border-strong: rgba(255, 255, 255, 0.16);
  --brand-ink: #8DE7FF;
  --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.4);
  --shadow-md: 0 12px 34px rgba(0, 0, 0, 0.45);
  --shadow-lg: 0 30px 80px rgba(0, 0, 0, 0.6);
  --grad-soft: linear-gradient(120deg, rgba(47,208,255,.18), rgba(60,141,255,.18));
}


*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

body {
  font-family: var(--font);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
  transition: background .4s var(--ease), color .4s var(--ease);
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }


h1, h2, h3, h4 { line-height: 1.1; letter-spacing: -0.025em; font-weight: 700; }
h2 { font-size: clamp(2rem, 1.2rem + 3vw, 3.1rem); }
h3 { font-size: 1.3rem; letter-spacing: -0.02em; }
.eyebrow {
  display: inline-block; font-size: .8rem; font-weight: 600; letter-spacing: .12em;
  text-transform: uppercase; color: var(--brand-ink); margin-bottom: 14px;
}
.grad-text {
  background: var(--grad); -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent;
}


.scroll-progress {
  position: fixed; top: 0; left: 0; height: 3px; width: 0%;
  background: var(--grad); z-index: 1000; transition: width .1s linear;
  box-shadow: 0 0 12px rgba(60,108,255, .6);
}


.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-weight: 600; font-size: .98rem; padding: 13px 24px; border-radius: 980px;
  transition: transform .25s var(--ease-spring), box-shadow .3s var(--ease), background .3s var(--ease), filter .3s;
  white-space: nowrap; position: relative; overflow: hidden;
}
.btn svg { transition: transform .3s var(--ease); }
.btn:active { transform: scale(.96); }
.btn-sm { padding: 9px 18px; font-size: .9rem; }
.btn-lg { padding: 16px 30px; font-size: 1.05rem; }
.btn-block { width: 100%; }

.btn-primary { background: var(--grad); color: #fff; box-shadow: var(--shadow-glow); }
.btn-primary:hover { transform: translateY(-2px); filter: saturate(1.15) brightness(1.05); box-shadow: 0 22px 60px rgba(60,108,255,.42); }
.btn-primary:hover svg { transform: translateX(4px); }

.btn-ghost { background: var(--surface-2); color: var(--text); border: 1px solid var(--border); }
.btn-ghost:hover { background: var(--bg-alt); border-color: var(--border-strong); }

.btn-light { background: #fff; color: var(--brand-ink); box-shadow: var(--shadow-md); }
.btn-light:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); }


.btn-primary::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(110deg, transparent 30%, rgba(255,255,255,.35) 50%, transparent 70%);
  transform: translateX(-120%); transition: transform .7s var(--ease);
}
.btn-primary:hover::after { transform: translateX(120%); }


.site-header {
  position: sticky; top: 0; z-index: 900;
  backdrop-filter: saturate(180%) blur(20px);
  -webkit-backdrop-filter: saturate(180%) blur(20px);
  background: color-mix(in srgb, var(--bg) 72%, transparent);
  border-bottom: 1px solid transparent;
  transition: border-color .3s var(--ease), background .3s var(--ease);
}
.site-header.scrolled { border-bottom-color: var(--border); box-shadow: var(--shadow-sm); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 66px; gap: 24px; }

.logo { display: inline-flex; align-items: center; gap: 10px; font-size: 1.15rem; letter-spacing: -.02em; }
.logo-mark {
  width: 26px; height: 26px; border-radius: 8px; background: var(--grad);
  box-shadow: var(--shadow-glow); position: relative; flex: none;
}
.logo-mark::after {
  content: ""; position: absolute; inset: 6px 6px auto auto; width: 8px; height: 8px;
  border-radius: 50%; background: #fff; opacity: .9;
}
.logo-text strong { font-weight: 800; }

.nav { display: flex; gap: 28px; }
.nav a { font-size: .95rem; color: var(--text-soft); font-weight: 500; transition: color .25s; position: relative; }
.nav a::after { content:""; position:absolute; left:0; bottom:-4px; width:0; height:2px; background: var(--grad); transition: width .3s var(--ease); border-radius:2px; }
.nav a:hover { color: var(--text); }
.nav a:hover::after { width: 100%; }

.header-actions { display: flex; align-items: center; gap: 14px; }
.header-phone { display: inline-flex; align-items: center; gap: 6px; font-size: .9rem; font-weight: 600; color: var(--text-soft); }
.header-phone:hover { color: var(--brand-ink); }


.nav-toggle {
  display: none; width: 42px; height: 40px; border-radius: 12px; border: 1px solid var(--border);
  background: var(--surface-2); position: relative; flex: none; transition: border-color .3s;
}
.nav-toggle:hover { border-color: var(--border-strong); }
.nav-toggle span {
  position: absolute; left: 11px; width: 20px; height: 2px; background: var(--text); border-radius: 2px;
  transition: transform .3s var(--ease), opacity .2s var(--ease), top .3s var(--ease);
}
.nav-toggle span:nth-child(1) { top: 13px; }
.nav-toggle span:nth-child(2) { top: 19px; }
.nav-toggle span:nth-child(3) { top: 25px; }
.nav-toggle.active span:nth-child(1) { top: 19px; transform: rotate(45deg); }
.nav-toggle.active span:nth-child(2) { opacity: 0; }
.nav-toggle.active span:nth-child(3) { top: 19px; transform: rotate(-45deg); }

.mobile-menu {
  display: none; flex-direction: column; overflow: hidden;
  max-height: 0; opacity: 0; padding: 0 24px;
  background: var(--surface); border-bottom: 1px solid transparent;
  transition: max-height .4s var(--ease), opacity .3s var(--ease), padding .3s var(--ease), border-color .3s;
}
.mobile-menu.open { max-height: 460px; opacity: 1; padding: 10px 24px 20px; border-bottom-color: var(--border); box-shadow: var(--shadow-md); }
.mobile-menu a { padding: 14px 4px; font-weight: 600; font-size: 1.02rem; color: var(--text-soft); border-bottom: 1px solid var(--border); transition: color .2s; }
.mobile-menu a:hover { color: var(--brand-ink); }
.mobile-menu a.btn-primary { color: #fff; border-bottom: none; margin-top: 12px; justify-content: center; }


.hero { position: relative; padding: 70px 0 60px; overflow: hidden; }
.hero-glow {
  position: absolute; top: -200px; left: 50%; transform: translateX(-50%);
  width: 1100px; height: 700px; pointer-events: none;
  background: radial-gradient(closest-side, rgba(60,108,255,.20), transparent 70%),
              radial-gradient(closest-side, rgba(47,208,255,.18), transparent 70%);
  filter: blur(20px); animation: drift 14s ease-in-out infinite alternate;
}
@keyframes drift { to { transform: translateX(-46%) translateY(30px) scale(1.05); } }
.hero-grid-bg {
  position: absolute; inset: 0; pointer-events: none; opacity: .5;
  background-image: linear-gradient(var(--border) 1px, transparent 1px),
                    linear-gradient(90deg, var(--border) 1px, transparent 1px);
  background-size: 46px 46px;
  mask-image: radial-gradient(ellipse 80% 55% at 50% 0%, #000 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse 80% 55% at 50% 0%, #000 30%, transparent 75%);
}
.hero-inner { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; }

.badge-pill {
  display: inline-flex; align-items: center; gap: 8px; font-size: .82rem; font-weight: 600;
  color: var(--text-soft); background: var(--surface); border: 1px solid var(--border);
  padding: 7px 14px; border-radius: 980px; box-shadow: var(--shadow-sm); margin-bottom: 24px;
}
.badge-pill .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 0 rgba(0,214,61,.6); animation: pulse 2s infinite; }
@keyframes pulse { 0%{box-shadow:0 0 0 0 rgba(0,214,61,.55);} 70%{box-shadow:0 0 0 10px rgba(0,214,61,0);} 100%{box-shadow:0 0 0 0 rgba(0,214,61,0);} }

.hero-title { font-size: clamp(2.5rem, 1.4rem + 4.6vw, 4.4rem); font-weight: 800; letter-spacing: -.035em; }
.hero-sub { font-size: clamp(1.05rem, .98rem + .5vw, 1.25rem); color: var(--text-soft); margin: 22px 0 24px; max-width: 30ch; }

.hero-trust { list-style: none; display: flex; flex-wrap: wrap; gap: 10px 22px; margin-bottom: 30px; }
.hero-trust li { font-size: .92rem; font-weight: 500; color: var(--text-soft); display: inline-flex; align-items: center; gap: 7px; }
.hero-trust .ic { font-size: 1rem; }

.hero-cta-row { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.cta-note { font-size: .85rem; color: var(--text-mute); }

.logo-strip { margin-top: 40px; }
.logo-strip > span { font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; color: var(--text-mute); }
.logo-strip-items { display: flex; flex-wrap: wrap; gap: 22px; margin-top: 12px; }
.logo-strip-items span { font-weight: 700; color: var(--text-mute); opacity: .65; letter-spacing: -.01em; filter: grayscale(1); transition: opacity .3s; }
.logo-strip-items span:hover { opacity: 1; }


.apply-card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-xl);
  padding: 26px; box-shadow: var(--shadow-lg); position: relative;
  scroll-margin-top: 90px;
}
.apply-card::before {
  content: ""; position: absolute; inset: -1px; border-radius: inherit; padding: 1px;
  background: var(--grad); -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor; mask-composite: exclude; opacity: .35; pointer-events: none;
}
.apply-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 8px; }
.apply-steps { display: flex; gap: 7px; }
.sdot { width: 26px; height: 5px; border-radius: 980px; background: var(--border-strong); transition: background .4s var(--ease); }
.sdot.active { background: var(--grad); }
.apply-secure { font-size: .78rem; font-weight: 600; color: var(--text-mute); }

.form-step { display: none; animation: stepIn .45s var(--ease) both; }
.form-step.active { display: block; }
@keyframes stepIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }

.step-title { font-size: 1.35rem; margin-top: 6px; }
.step-help { color: var(--text-mute); font-size: .92rem; margin: 6px 0 18px; }

.amount-display {
  font-size: 2.6rem; font-weight: 800; letter-spacing: -.03em; text-align: center;
  margin: 6px 0 14px; background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
}


.slider { -webkit-appearance: none; appearance: none; width: 100%; height: 8px; border-radius: 980px;
  background: var(--bg-alt); outline: none; cursor: pointer; }
.slider::-webkit-slider-runnable-track { height: 8px; border-radius: 980px; }
.slider::-webkit-slider-thumb {
  -webkit-appearance: none; width: 26px; height: 26px; border-radius: 50%; margin-top: -9px;
  background: #fff; border: 2px solid var(--brand); box-shadow: var(--shadow-md), 0 0 0 6px rgba(47,208,255,.14);
  transition: transform .2s var(--ease-spring), box-shadow .2s; cursor: grab;
}
.slider::-webkit-slider-thumb:hover { transform: scale(1.12); box-shadow: var(--shadow-md), 0 0 0 9px rgba(47,208,255,.18); }
.slider::-webkit-slider-thumb:active { cursor: grabbing; transform: scale(1.05); }
.slider::-moz-range-thumb { width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 2px solid var(--brand); box-shadow: var(--shadow-md); cursor: grab; }
.slider-scale { display: flex; justify-content: space-between; font-size: .76rem; color: var(--text-mute); margin: 8px 2px 18px; }

.quick-amounts { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; margin-bottom: 20px; }
.quick-amounts button {
  font-size: .86rem; font-weight: 600; padding: 9px 4px; border-radius: 12px;
  border: 1px solid var(--border); background: var(--surface-2); color: var(--text-soft); transition: all .2s var(--ease);
}
.quick-amounts button:hover { border-color: var(--brand); color: var(--brand-ink); transform: translateY(-1px); }
.quick-amounts button.active { background: var(--grad-soft); border-color: var(--brand); color: var(--brand-ink); }

.credit-options { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 18px; }
.option-btn {
  display: flex; flex-direction: column; align-items: flex-start; gap: 2px;
  padding: 14px 16px; border-radius: 14px; border: 1px solid var(--border); background: var(--surface-2);
  text-align: left; transition: all .2s var(--ease);
}
.option-btn strong { font-size: 1rem; color: var(--text); }
.option-btn span { font-size: .82rem; color: var(--text-mute); }
.option-btn:hover { border-color: var(--brand); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.option-btn.active { background: var(--grad-soft); border-color: var(--brand); box-shadow: 0 0 0 3px rgba(47,208,255,.12); }

.purpose-field label, .field label { display:block; font-size:.85rem; font-weight:600; color: var(--text-soft); margin-bottom: 6px; }
.purpose-field { margin-bottom: 20px; }
select, .field input {
  width: 100%; padding: 13px 14px; border-radius: 12px; border: 1px solid var(--border);
  background: var(--surface-2); color: var(--text); font-size: .98rem; font-family: inherit;
  transition: border-color .2s, box-shadow .2s, background .2s;
}
select:focus, .field input:focus { outline: none; border-color: var(--brand); box-shadow: 0 0 0 3px rgba(47,208,255,.15); background: var(--surface); }
.field { margin-bottom: 14px; }
.field input.invalid { border-color: #E54899; box-shadow: 0 0 0 3px rgba(229,72,153,.14); }
.err { display: block; color: #E54899; font-size: .78rem; margin-top: 5px; min-height: 1em; }

.step-nav { display: flex; gap: 10px; margin-top: 8px; }
.step-nav .btn-ghost { flex: 0 0 auto; }
.step-nav .btn-primary { flex: 1; }
.btn-cta { flex: 1; }
.trust-note { text-align: center; font-size: .78rem; color: var(--text-mute); margin-top: 14px; }

.form-success { text-align: center; padding: 14px 0; }
.success-check {
  width: 70px; height: 70px; border-radius: 50%; background: var(--grad); color: #fff;
  font-size: 2rem; display: grid; place-items: center; margin: 4px auto 16px;
  box-shadow: var(--shadow-glow); animation: pop .5s var(--ease-spring) both;
}
@keyframes pop { from { transform: scale(0); } to { transform: scale(1); } }


.stats-bar { border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); background: var(--bg-alt); }
.stats-inner { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; padding: 38px 24px; }
.stat { text-align: center; }
.stat-num { display: block; font-size: clamp(1.6rem, 1rem + 2vw, 2.5rem); font-weight: 800; letter-spacing: -.03em; background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.stat-label { font-size: .85rem; color: var(--text-mute); font-weight: 500; }


.section { padding: 96px 0; }
.section-alt { background: var(--bg-alt); }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 56px; }
.section-head p { color: var(--text-soft); font-size: 1.08rem; margin-top: 14px; }


.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.step-card {
  position: relative; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg);
  padding: 34px 28px; box-shadow: var(--shadow-sm); transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s;
  overflow: hidden;
}
.step-card::before { content:""; position:absolute; inset:0; background: var(--grad-soft); opacity:0; transition: opacity .35s; }
.step-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: var(--border-strong); }
.step-card:hover::before { opacity: 1; }
.step-card > * { position: relative; }
.step-index { font-size: 1rem; font-weight: 700; color: var(--brand-ink); letter-spacing: .1em; }
.step-ic { font-size: 2.4rem; margin: 12px 0 16px; }
.step-card p { color: var(--text-soft); margin-top: 8px; }


.features-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.feature {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg);
  padding: 28px 26px; transition: transform .3s var(--ease), box-shadow .3s, border-color .3s;
}
.feature:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--border-strong); }
.feat-ic {
  width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center;
  font-size: 1.5rem; background: var(--grad-soft); margin-bottom: 16px;
}
.feature p { color: var(--text-soft); margin-top: 8px; font-size: .96rem; }


.calc-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.calc-copy p { color: var(--text-soft); margin: 14px 0 26px; }
.calc-result {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg);
  padding: 26px 28px; box-shadow: var(--shadow-md);
}
.calc-result-label { font-size: .85rem; color: var(--text-mute); }
.calc-result-num { display: block; font-size: 2.8rem; font-weight: 800; letter-spacing: -.03em; margin-top: 4px; background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.calc-result-sub { margin-top: 12px; font-size: .92rem; color: var(--text-soft); border-top: 1px solid var(--border); padding-top: 12px; }
.calc-controls {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-xl);
  padding: 30px; box-shadow: var(--shadow-lg);
}
.calc-field { margin-bottom: 22px; }
.calc-field label { display: flex; justify-content: space-between; font-size: .9rem; color: var(--text-soft); margin-bottom: 10px; }
.calc-field label strong { color: var(--text); }


.reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.review {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg);
  padding: 28px 26px; box-shadow: var(--shadow-sm); transition: transform .3s var(--ease), box-shadow .3s;
}
.review:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.stars { color: #FF4420; font-size: 1.05rem; letter-spacing: 2px; margin-bottom: 12px; }
.review blockquote { font-size: 1.02rem; line-height: 1.6; color: var(--text); }
.review figcaption { margin-top: 16px; font-size: .9rem; color: var(--text-soft); }
.review figcaption strong { color: var(--text); }
.review figcaption span { color: var(--brand-ink); font-weight: 600; }


.faq-wrap { max-width: 780px; }
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 4px 22px; transition: border-color .3s, box-shadow .3s;
}
.faq-item[open] { border-color: var(--border-strong); box-shadow: var(--shadow-sm); }
.faq-item summary {
  list-style: none; cursor: pointer; font-weight: 600; font-size: 1.05rem; padding: 18px 0;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-size: 1.5rem; font-weight: 400; color: var(--brand); transition: transform .3s var(--ease); flex: none; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p { color: var(--text-soft); padding: 0 0 20px; margin: 0; }


.final-cta { padding: 90px 0; }
.final-cta-inner {
  position: relative; overflow: hidden; text-align: center; color: #fff;
  background: var(--grad); border-radius: var(--radius-xl); padding: 70px 30px;
  box-shadow: var(--shadow-lg);
}
.final-cta-inner::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 20% 20%, rgba(255,255,255,.18), transparent 40%),
              radial-gradient(circle at 80% 80%, rgba(255,255,255,.12), transparent 40%);
}
.final-cta-inner > * { position: relative; }
.final-cta-inner h2 { font-size: clamp(2rem, 1.3rem + 3vw, 3rem); }
.final-cta-inner p { margin: 14px 0 28px; font-size: 1.1rem; opacity: .92; }


.site-footer { background: var(--bg-alt); border-top: 1px solid var(--border); padding: 64px 0 30px; }
.footer-top { display: grid; grid-template-columns: 1.4fr 2fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid var(--border); }
.footer-brand p { color: var(--text-soft); margin-top: 14px; max-width: 34ch; font-size: .95rem; }
.footer-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.footer-cols h4 { font-size: .82rem; text-transform: uppercase; letter-spacing: .1em; color: var(--text-mute); margin-bottom: 14px; }
.footer-cols a { display: block; color: var(--text-soft); font-size: .94rem; padding: 5px 0; transition: color .2s; }
.footer-cols a:hover { color: var(--brand-ink); }
.footer-disclosure { padding: 28px 0; border-bottom: 1px solid var(--border); }
.footer-disclosure p { font-size: .8rem; color: var(--text-mute); line-height: 1.7; margin-bottom: 12px; }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; padding-top: 24px; font-size: .85rem; color: var(--text-mute); }


.mobile-cta {
  position: fixed; bottom: 16px; left: 16px; right: 16px; z-index: 800;
  display: none; text-align: center; padding: 15px; border-radius: 980px; font-weight: 700;
  background: var(--grad); color: #fff; box-shadow: var(--shadow-glow);
  transform: translateY(120%); transition: transform .4s var(--ease-spring);
}
.mobile-cta.show { transform: translateY(0); }


.exit-modal {
  position: fixed; inset: 0; z-index: 1100; display: none; place-items: center; padding: 20px;
  background: rgba(8, 8, 16, .55); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px);
  opacity: 0; transition: opacity .3s var(--ease);
}
.exit-modal.show { display: grid; opacity: 1; }
.exit-card {
  position: relative; background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius-xl); padding: 38px 32px; max-width: 420px; width: 100%;
  text-align: center; box-shadow: var(--shadow-lg); transform: scale(.9); transition: transform .35s var(--ease-spring);
}
.exit-modal.show .exit-card { transform: scale(1); }
.exit-emoji { font-size: 2.6rem; }
.exit-card h3 { margin: 10px 0; font-size: 1.5rem; }
.exit-card p { color: var(--text-soft); margin-bottom: 22px; }
.exit-close { position: absolute; top: 14px; right: 16px; font-size: 1.6rem; color: var(--text-mute); line-height: 1; transition: color .2s; }
.exit-close:hover { color: var(--text); }
.exit-dismiss { display: block; width: 100%; margin-top: 14px; font-size: .82rem; color: var(--text-mute); text-decoration: underline; }


.reveal { opacity: 0; transform: translateY(26px); transition: opacity .7s var(--ease), transform .7s var(--ease); will-change: opacity, transform; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .hero-glow { animation: none; }
}


@media (max-width: 980px) {
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .apply-card { max-width: 460px; }
  .calc-wrap { grid-template-columns: 1fr; gap: 32px; }
  .footer-top { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  .nav, .header-phone, .header-cta { display: none; }
  .nav-toggle { display: block; }
  .mobile-menu { display: flex; }
  .steps-grid, .features-grid, .reviews-grid { grid-template-columns: 1fr; }
  .stats-inner { grid-template-columns: 1fr 1fr; gap: 28px 12px; }
  .section { padding: 70px 0; }
  .mobile-cta { display: block; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }

  
  .hero-sub, .hero-trust, .hero-cta-row, .logo-strip { display: none; }
  .hero { padding: 28px 0 36px; }
  .hero-inner { gap: 22px; }
  .hero-title { margin-bottom: 4px; }
  .apply-card { max-width: 100%; }
}
@media (max-width: 440px) {
  .credit-options { grid-template-columns: 1fr; }
  .quick-amounts { grid-template-columns: 1fr 1fr; }
  .hero { padding: 44px 0 40px; }
}


.legal { max-width: 800px; margin: 0 auto; padding: 56px 24px 90px; }
.legal .back { display: inline-flex; gap: 6px; margin-bottom: 28px; font-weight: 600; color: var(--brand-ink); }
.legal h1 { font-size: clamp(2rem, 1.4rem + 3vw, 2.8rem); margin-bottom: 8px; letter-spacing: -.03em; }
.legal .updated { color: var(--text-mute); font-size: .9rem; margin-bottom: 22px; }
.legal .lead { font-size: 1.1rem; color: var(--text-soft); margin-bottom: 8px; }
.legal h2 { font-size: 1.4rem; margin: 38px 0 12px; letter-spacing: -.02em; }
.legal h3 { font-size: 1.1rem; margin: 24px 0 8px; }
.legal p, .legal li { color: var(--text-soft); margin-bottom: 12px; }
.legal ul, .legal ol { padding-left: 22px; margin-bottom: 14px; }
.legal a { color: var(--brand-ink); text-decoration: underline; text-underline-offset: 2px; }
.legal strong { color: var(--text); }
.legal .callout {
  background: var(--surface-2); border: 1px solid var(--border); border-left: 4px solid var(--brand);
  border-radius: 12px; padding: 16px 20px; margin: 22px 0; font-size: .95rem; color: var(--text-soft);
}
.legal table { width: 100%; border-collapse: collapse; margin: 18px 0; font-size: .92rem; }
.legal th, .legal td { text-align: left; padding: 10px 12px; border: 1px solid var(--border); }
.legal th { background: var(--bg-alt); font-weight: 600; color: var(--text); }
.legal .opt-form {
  display: flex; gap: 10px; flex-wrap: wrap; margin: 20px 0;
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 22px;
}
.legal .opt-form input { flex: 1 1 220px; padding: 13px 14px; border-radius: 12px; border: 1px solid var(--border); background: var(--surface-2); color: var(--text); font-family: inherit; font-size: .98rem; }
.legal .opt-form input:focus { outline: none; border-color: var(--brand); box-shadow: 0 0 0 3px rgba(47,208,255,.15); }


.footer-legal-bar {
  display: flex; flex-wrap: wrap; gap: 9px 18px; padding: 22px 0; margin-top: 4px;
  border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
}
.footer-legal-bar a { font-size: .82rem; color: var(--text-soft); transition: color .2s; }
.footer-legal-bar a:hover { color: var(--brand-ink); }

:root{--bg:#F5FAF8;--card:#FFFFFF;--ink:#162D25;--text:#162D25;--muted:#486058;--accent:#29E0A3;--accent-deep:#127D59;--accent-tint:#E1F4EE;--line:#DBE6E2;--fd:"Mako",system-ui,sans-serif;--fb:"Marmelad",system-ui,sans-serif;--r:10px;--rb-foot:#112720;--rb-foot-t:#DCE5E2;--rb-foot-l:#E892BD;--rb-tint2:#BCE6D8}
:root{--card-max:780px;--cta-text:#162D25}#_lg_form_{width:100%}.form-host{min-height:300px!important;text-align:left}
html{overflow-x:clip}body{font-family:var(--fb)}h1,h2,h3{font-family:var(--fd)}
[class*=reveal],[class*=fade-],[class*=animate],[class*=aos],.js-reveal,[data-reveal],.in-view,.is-hidden-until{opacity:1!important;transform:none!important;visibility:visible!important}
.rb-col{min-width:0;overflow:visible!important}
.form-card{width:100%;max-width:var(--card-max);margin:0 auto;background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:var(--r);box-shadow:0 24px 60px -28px rgba(10,20,30,.45);padding:22px 20px 16px;box-sizing:border-box;text-align:left;position:relative;z-index:2}
.form-card__head h2{font-family:var(--fd);font-size:1.45rem;line-height:1.2;margin:0 0 4px;color:var(--ink);letter-spacing:-.01em}
.form-card__head p{margin:0 0 10px;color:var(--muted);font-size:.95rem}
.form-card__trust{margin:10px 0 0;font-size:.8rem;color:var(--muted);text-align:center}
.rb-hero h1{overflow-wrap:anywhere}
.form-host,.form-host *{text-transform:none!important;font-variant:normal!important;letter-spacing:normal!important}
.rb-logo{display:inline-flex;align-items:center;gap:9px;text-decoration:none}.rb-logo svg{width:30px;height:30px;flex:none}
.wm{font-family:var(--fd);font-weight:600;font-size:1.32rem;letter-spacing:-.01em;color:inherit}.wm b{font-weight:800;color:var(--accent-deep)}
.rb-band{position:relative;overflow:hidden;background:var(--ink);color:#fff;margin:0;padding:0}
.rb-band picture,.rb-band img{display:block;width:100%;height:auto;max-height:520px;object-fit:cover}
.rb-band::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.62),rgba(0,0,0,.18) 70%)}
.rb-band__txt{position:absolute;inset:0;z-index:2;display:flex;flex-direction:column;justify-content:center;align-items:flex-start;gap:16px;max-width:1120px;margin:0 auto;padding:24px 28px;box-sizing:border-box}
.rb-band__txt p{font-family:var(--fd);font-size:clamp(1.35rem,3.2vw,2.4rem);line-height:1.15;font-weight:700;max-width:620px;margin:0;color:#fff}
.rb-btn{display:inline-block;background:var(--accent);color:#162D25;padding:13px 24px;border-radius:999px;font-weight:700;text-decoration:none}
.rb-faq{background:var(--bg);color:var(--ink);padding:64px 20px}.rb-in{max-width:820px;margin:0 auto}
.rb-faq h2{font-family:var(--fd);font-size:clamp(1.6rem,3vw,2.2rem);margin:0 0 22px;color:var(--ink)}
.rb-faq details{border-bottom:1px solid var(--line);padding:16px 0}.rb-faq summary{cursor:pointer;font-weight:700;font-size:1.06rem;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:16px}
.rb-faq summary::-webkit-details-marker{display:none}.rb-faq summary::after{content:"+";color:var(--accent);font-size:1.3rem;line-height:1}.rb-faq details[open] summary::after{content:"\2212"}
.rb-faq details p{margin:10px 0 0;color:var(--muted);line-height:1.6}
footer.rb-footer{background:var(--rb-foot)!important;color:var(--rb-foot-t)!important;padding:48px 20px 36px!important;display:block!important;border:0!important;margin:0!important}
.rb-foot{max-width:1120px;margin:0 auto;display:block!important}.rb-foot__top{display:flex;flex-wrap:wrap;align-items:baseline;gap:8px 20px;margin:0 0 18px}
.rb-foot__top p{margin:0;color:var(--rb-foot-t);opacity:.92}.rb-foot__brand{color:#fff!important;text-decoration:none}.rb-foot__brand .wm b{color:var(--rb-foot-l)}
footer.rb-footer .legal-links{margin:0 0 20px;padding:16px 0;border-top:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14)}
footer.rb-footer .legal-links a{color:var(--rb-foot-l)!important;text-decoration:none;font-size:.9rem}footer.rb-footer .legal-links a:hover{text-decoration:underline}
footer.rb-footer .disc p{color:var(--rb-foot-t)!important;opacity:1;margin:0 0 10px}footer.rb-footer .disc b{color:#fff}footer.rb-footer .disc a{color:var(--rb-foot-l)!important}
.prose{max-width:720px;margin:0 auto;padding:48px 20px 64px;color:var(--ink);font-family:var(--fb);line-height:1.65}
.prose h1{font-family:var(--fd);font-size:clamp(1.9rem,4vw,2.6rem);line-height:1.15;margin:0 0 8px;color:var(--ink)}
.prose p.updated{color:var(--muted);font-size:.9rem;margin:0 0 26px}.prose h2{font-family:var(--fd);font-size:1.3rem;margin:30px 0 8px;color:var(--ink)}
.prose p,.prose ul>li{color:var(--ink);font-size:1rem}.prose strong{color:var(--ink)}.prose a{color:var(--accent-deep)}
.prose a.btn.btn-primary{display:inline-block;background:var(--accent);color:#162D25;padding:12px 22px;border-radius:999px;text-decoration:none;font-weight:700}
.prose a.btn.btn-ghost{display:inline-block;border:1px solid var(--line);color:var(--ink);padding:12px 22px;border-radius:999px;text-decoration:none}
body.rb-sub{background:var(--bg)}body.rb-sub main{display:block}
.rb-hero{min-height:0!important;padding-top:22px!important}
.rb-hero .rb-chain{display:flex!important;flex-direction:column!important;align-items:center!important;grid-template-columns:none!important;gap:26px!important}
.rb-hero .rb-col{order:-1;width:100%;max-width:620px!important;margin-left:auto!important;margin-right:auto!important;align-self:center!important}
.rb-hero .rb-chain>:not(.rb-col){width:100%;max-width:860px;margin-left:auto;margin-right:auto;text-align:center}
.rb-hero .rb-chain>:not(.rb-col)>p{margin-left:auto!important;margin-right:auto!important}
.rb-hero .rb-chain>:not(.rb-col) ul,.rb-hero .rb-chain>:not(.rb-col) ol{text-align:left}
.rb-hero:not(.rb-chain){grid-template-columns:minmax(0,1fr)!important;flex-direction:column!important;align-items:center!important}
.rb-hero:not(.rb-chain)>.rb-chain{width:100%;max-width:1120px;margin-left:auto;margin-right:auto}
@media (max-width:860px){
 header nav a:not(.rb-cta):not([href="/"]){display:none!important}
 .rb-chain{display:flex!important;flex-direction:column!important;align-items:stretch!important;grid-template-columns:none!important;gap:18px!important}
 .rb-hero{min-height:0!important}
 .rb-col{order:-1;width:100%;max-width:none!important}
}
@media (max-width:600px){
 .rb-col{background:none!important;border:0!important;box-shadow:none!important;padding:0!important;border-radius:0!important}
 .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:18px 14px 14px}
 .rb-band__txt{justify-content:flex-end;padding:20px}.rb-band img{max-height:440px;min-height:300px}
}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}